function incBenefits() {
	var str = '<div id="programs"><p>';
		str += '<a href="/displaycommon.cfm?an=1&subarticlenbr=147" class="insurance"><em>Insurance Programs</em></a>';
		str += '<a href="/displaycommon.cfm?an=1&subarticlenbr=149" class="costsaving"><em>Cost-Saving Programs</em></a></p>';
		str += '<p><a href="http://www.nysra.affiniscape.com/displayemailforms.cfm?emailformnbr=20272">Click here to request information on NYSRA benefit programs.</a></p>';
		str += '</div>';
		
	document.write(str);
}